STUDI LITERATUR REVIEW: PENGARUH PEMBAYARAN DIGITAL TERHADAP PERILAKU KONSUMTIF. SNISTEK [Internet]. 2026 Jul. 18 [cited 2026 Oct. 6];8(1):11-9. Available from: https://ejournal.upbatam.ac.id/index.php/prosiding/article/view/11715