ANALISIS LITERASI KEUANGAN, PERILAKU KEUANGAN DAN PENDAPATAN TERHADAP KEPUTUSAN INVESTASI KOTA BATAM

Abstract

The purpose of this study was to examine the effect of financial literacy, financial behavior
and income on investment decisions of students in the accounting study program in Batam
City. The students who became the population in this study were students of the
accounting study program with the even-numbered 2020 learning year with a total of 1,190
students. This research uses a purposive sampling technique with the Slovin formula to
obtain a total sample of 100 respondents. The analytical technique used in this research is
multiple linear regression analysis. From the results of the T test of financial literacy and
financial behavior, it does not have a positive effect on investment decisions with a Tcount
value smaller than Ttable -0.306 < 2.277 and a significance value of 0.760 > 0.05 and
1.496 < 2.277 and a significance of 0.138 > 0.05. The income variable has a significant
positive effect on investment decisions with Tcount greater than the value of Ttable 27.862
> 2.277 and a significance of 0.00 > 0.05. Simultaneously, financial literacy, financial
behavior and income affect investment decisions.