STRATEGI PENGELOLAAN DANA BEASISWA KIP KULIAH GUNA MENGATASI PERILAKU KONSUMTIF DAN MENINGKATKAN PRESTASI AKADEMIK DI FAKULTAS EKONOMI UNIVESITAS NAHDLATUL ULAMA SIDOARJO

Abstrak

This study aims to analyze the strategy of managing KIP Lecture scholarship funds to
overcome consumptive behavior and improve the academic achievement of students of the
Faculty of Economics, Nahdlatul Ulama University of Sidoarjo. The research method used is
qualitative with a descriptive approach. Data were obtained through interviews with
scholarship recipient students and the Head of Student Welfare. The results showed that
although the scholarship aims to support education, some students tend to allocate funds for
consumptive needs. The university implemented various strategies such as financial reporting
mechanisms, financial literacy education, and the provision of student cooperatives as a
means of saving. However, challenges such as late reporting and lack of financial awareness
are still faced. Therefore, stricter supervision and increased student awareness in financial
management are needed. With the right strategy, it is hoped that students can be more
optimal in utilizing the scholarship to improve their academic performance